INDEPENDENT ASSET MANAGEMENT BASED ON WHAT'S BEST FOR YOU
In the investment world, the word “fiduciary” has a particular meaning and only certain advisors pledge to uphold its requirements. Simply put, it means we place our clients’ best interests before our own and are held to the highest standards of ethics and professionalism. We have no affiliations with banks, brokers, or financial products that could divide our loyalties.
CLIENT FOCUSED
Before acting, your advisor will get to know you and what is important to you. We then develop an investment strategy tailored to your needs and personality. We execute the strategy from an open universe of securities and investment vehicles that includes individual stocks, individual bonds, mutual funds, exchange traded funds, separately managed accounts, and alternative investments.
INDEPENDENT RESEARCH
We make investment decisions based on in-depth due diligence using various resources including corporate filings, independent third-party research, industry contacts and proprietary models. Through disciplined analysis and critical thinking, we endeavor to achieve better outcomes for our clients.
DIVERSIFICATION
We believe clients are best served by holding diversified portfolios consistent with their investment objectives, risk tolerance, and time horizon, with a focus on domestic holdings. Historically, diversification across non-correlated asset classes and geographies has resulted in reduced portfolio volatility and better risk-adjusted returns.
PROMOTING RATIONAL BEHAVIOR
Industry data has shown that the average mutual fund outperforms its own investors by a wide margin. This discrepancy reflects the inability of many investors to remain committed to a long-term plan, especially during periods of heightened uncertainty and market volatility. We strive to mitigate this behavior by constructing portfolios for our clients that consider both your financial capacity and your personal tolerance for risk throughout market cycles.
LONG-TERM FOCUS
We have a low turnover bias and a long-term time horizon. While asset allocation and security selection are the underlying drivers in the decision-making process, we are mindful of the costs and tax implications associated with portfolio management decisions.
WHY
Our Advisors have an entrepreneurial background with business experience involving construction materials, manufacturing, real estate development, steel buildings, boat manufacturing, and residential and commercial construction. Due to our experience working with closely held private companies, we understand the value of having a wealth advisor who understands the stresses of running a business.
Result
UL Wealth Investment Advisors are focused on guiding those in the construction material and manufacturing industry to “Live Your Best Life”. We offer comprehensive financial planning and active portfolio management. Our clients benefit from having a dedicated team focused on providing invaluable counsel, custom solutions, and upholding our fiduciary standards.
UL Wealth would like to help shape your financial future. We see money as an empowering tool, enabling individuals and families to realize their dreams and helping businesses in their pursuit of worthy goals.